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A hybrid mortgage is a type of loan that combines the security of a fixed-rate mortgage with the flexibility of a variable-rate mortgage. During the first few years, you will enjoy a stable payment thanks to the fixed rate, and once that period is over, the interest adapts to the market. This option is ideal…
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The appraisal of a property is a key process to determine its real value, whether you need to sell, buy, or apply for financing. If you are thinking of having a property appraised, and you don’t know how, in this post we explain the most common methods, the factors that influence it, and the necessary…
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The construction of passive houses, or passivhaus, originated in Germany in the early nineties. These types of buildings are a benchmark for energy efficiency, as they are designed to minimize energy consumption. They use resources from bioclimatic and efficient architecture, ensuring that their energy consumption is practically zero. What is a Passive House? Passive houses…
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Home staging is a real estate marketing technique that seeks to highlight the best qualities of a property for sale or rent, improving its appearance to attract more potential buyers. Through depersonalization, order and optimization of space, this technique allows anyone to imagine living in the property, which facilitates the decision to buy or rent….
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The certificat energètic is a rating scheme for a property that provides useful information to all citizens regarding energy consumption and its characteristics. This is accompanied by a document of recommendations to improve the home and make it more energy efficient. This document, which classifies energy consumption on a scale from A (most efficient) to…
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At Espígul, we perfectly understand how stressful it can be to come home after a long day and find chaos: that pile of things out of place that generates anxiety, the feeling of never finding what we need, or simply the discomfort of living in a space that does not transmit peace. We know how…
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Rent-to-own is gaining popularity among both buyers and owners in the real estate market. This method allows tenants to rent a property with the possibility of buying it in the future, which can be beneficial for both parties. In this post, we are going to talk about what rent-to-own is, how it is done, and…
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To the question: what is an earnest money contract, from Espígul we want to clarify that it is an agreement signed by the seller and buyer to formalize the reservation contract for a home. An amount of money is paid, which usually ranges between 5% and 15% of the value of the property, as a…
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Renovating your home is an excellent way to improve and adapt our spaces to our needs and tastes. And why not, according to decoration and interior design trends. However, it is essential to know the regulations that govern construction in our place of residence. These regulations may vary depending on the country and jurisdiction, so…
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Also, from Espígul as much as real estate as construction sustainability is present in all our new construction. Sustainability is one of the pillars of our company along with innovation. We have shown that efficiency and modernity are compatible. So for our company the energy efficiency certificate is important for several reasons. First, it provides…
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Sant Jordi recommendations: “Your Dream Home” by Jonathan and Drew Scott The Scott brothers are known for their television show “The Renovator Twins,” where they help people renovate and transform their homes. In this book, they share their wisdom and experience in home renovation, providing practical and creative tips to make your dream home a…
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Specifically in our sector, real estate and construction, a new concept has been developed: the “sustainable architecture”, which has become one of the fastest growing architectural trends today. The objective of this post is to explain in depth what its meaning is,, its objective and its main characteristics. What is sustainable architecture Sustainable architecture is…